The Employee Provident Fund — managed by Employees Provident Fund Nepal (epfnepal.com.np). You and your employer each contribute 10% of your basic salary monthly; the balance grows at the EPF's declared annual rate.

Who should use PF instead of SSF?

Employees of organisations that are NOT yet registered with SSF. For SSF-registered employers, SSF replaces PF for new contributions.

Can I withdraw PF early?

Partial withdrawals are allowed for specific purposes (home purchase, medical, higher education). Full withdrawal is at retirement or 60. Check EPF Nepal's policy page.

Nepal Provident Fund (PF) Calculator

नेपाल सञ्चय कोष (PF) क्यालकुलेटर

दाइ तयार गर्दैछ… Getting your tool ready

About this tool

Nepal Provident Fund (PF) Calculator

Classic Nepal PF contribution: 10% employee + 10% employer. Preview monthly, annual, and corpus growth.

For employers not enrolled in SSF: the classic Employee Provident Fund contribution is 10% from your basic salary matched 1:1 by the employer. This tool shows the monthly, annual, and projected corpus at a chosen interest rate (used for a rough estimate).

Category: HR & Payroll
Where it runs: Your browser
Version: v1.0.0
Price: Free · no sign-up

How to use

Step by step

1
Enter your basic salary
Monthly basic in NPR. Not gross.
2
Set a service horizon
How many years you intend to contribute to PF.
3
Choose an expected rate
EPF declared rates have historically been ~7–10% per year. We model a flat rate for the full horizon.

Frequently asked

Questions

The Employee Provident Fund — managed by Employees Provident Fund Nepal (epfnepal.com.np). You and your employer each contribute 10% of your basic salary monthly; the balance grows at the EPF's declared annual rate.